PLAN TO LIVE TO 100

Everyone knows when they were born. If you can tell me your date of death, we can plan your financial strategy almost perfectly. Of course, most of us can't know when we'll die. What we do know is that we do not want to live a hand to mouth existence, or die destitute. Our FALLEN ANGELS 100 approach to asset allocation is designed to help you avoid running out of money, and provide guidance given your investment timeframe and current age.

THE COUCH POTATO PORTFOLIO / FALLEN ANGELS 100
Years ago, I first heard this approach referred to as "The Couch Potato Portfolio," where you simply sit back and adjust the asset allocation every year as you grow older. Here's how it works: Assume that you just might live to 100, and as we age, the cost of living goes up so you're always going to need some growth.

Now take the the number 100 and deduct your age. If you are 40, that leave 60 which means 60% of your liquid assets should be in stocks purchased when they're on sale...what we call Fallen Angels. The remaining 40% should be in income oriented investments that offer a high degree of safety.

If you're 60, subtract 60 from 100 and you know that 40% of your capital should be invested in growth, with 60% in income. That's the idea behind our FALLEN ANGELS 100 approach to asset allocation. As you get older, the majority of your capital is generating income. And you continue to get some growth potential just in case you live to be 100.

This issue's Fallen Angels features stocks on sale for the growth portion of your diversified portfolio. Next issue we will concentrate on some timely Fallen Angels for income.

Out of Favor Free Cash Flow Generators, with 50 to 100 % upside potential...

Gannett (media) GCI: $60.29
McClathy (media) MNI: $44.31

Cheap Materials
Alcoa AA: $28.30
U.S. Steel X: $68.74

Best of Breed Energy Plays
ConocoPhillips COP: $61.19
Halliburton HAL: $32.15

Off the Beaten Path Small-Fry
Handleman (music) HDL: $8.04
Tandy Leather Factory TLF: $6.97



Gabriel Wisdom and Michael Moore manage two no-load mutual funds, the FALLEN ANGELS VALUE FUND and the FALLEN ANGELS INCOME FUND.

If you would like more information, please call American Money Management, LLC at (888) 999-1395 today. A prospectus is available at www.amminvest.com.

About American Money Management, LLC

American Money Management, LLC, an SEC Registered Investment Adviser, manages accounts for individuals, companies, trusts and retirement plans. Minimum account size is $100,000 but investors are invited to try a managed account with as little as $25,000 (AMM reserves the right to withdraw this option at any time). For more information on our managed accounts program, please call us at 888-999-1395 or visit us on the web at www.amminvest.com.

Subscribe to The Fallen Angels Report

Every two weeks, subscribers receive the Fallen Angels Report designed to help you find potential bargains that are cheap and timely. The Report is updated and sent out bi-weekly. The editors define Fallen Angels as quality businesses whose value is not currently recognized in the company's stock price.

1 Year Subscription - Only $30 (That's only $2.50 per month)

Disclaimer
The opinions expressed are those of Gabriel Wisdom and Michael Moore and do not necessarily reflect the opinions of American Money Management, LLC (AMM), an SEC registered investment advisor who serves as portfolio manager to private accounts as well as to mutual funds. Clients of AMM, Mr. Wisdom, Mr. Moore, employees of AMM, and mutual funds AMM manages may buy or sell investments mentioned without prior notice. This newsletter should not be considered investment advice. The opinions expressed do not constitute a recommendation to buy or sell securities. Investing involves risks, and you should consult your own investment advisor, attorney, or accountant before investing in anything. Current stock quotes are obtained at http://finance.yahoo.com. Prices are as of the close of the market on the previous day of trading.